While it is still possible to get a mortgage if you have poor credit, it is definitely easier (and less costly) to get a mortgage if you have good credit. So if you already have a few red marks on ...

As the year comes to a close, you might be wondering what 2019 is going to have in store for us in terms of mortgages. While no one can say for certain, here are some of our predictions for the ...

If you are a retiree who is looking to supplement your income, then perhaps you have thought about getting a reverse mortgage. Well meaning friends and family members may have warned you against this type of product because quite frankly, ...

 What is the difference between a second mortgage and a home equity loan? If you need to access the equity in your home, there are a number of tools you can use to do this, two of which are second ...

If you have ever had issues with your credit, you may have experienced how those issues can make it difficult for you to get a loan for several years after the fact. If you have gone through a debt settlement ...

When your career, family or just life brings you to live in a large metropolitan area like Toronto, you’ll also find yourself dealing with higher costs in living and maybe even a more difficult time just finding a house to ...

Can you get a self-employed mortgage if you are in debt? It is a well-known fact that it can be harder for entrepreneurs to get a mortgage. The same can be said of those with debt. So, if you are ...

When you sign up for a mortgage, you usually don’t do so with the intention of changing mortgage companies before your term is up. Unfortunately due to various circumstances, you may find yourself unhappy with your current lender. Perhaps another ...

Can You Refinance a Mortgage with Bad Credit? If you need to consolidate debt or access some of the equity in your home, then refinancing your mortgage can be a good method of doing so as you can often lower ...

What’s Happening With Mortgage Rates? The reality for most Canadians is that we are not buying our houses in cash, so we rely on a mortgage – sometimes two – to help us acquire the single largest purchase we will ...