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Mortgages for First Time Home Buyers in Pickering

As a first time home buyer, you may be feeling overwhelmed by the entire process of buying a house, and getting a mortgage. You might not know what you will need, how to negotiate, or even where to start looking in order to find the best mortgage. Depending on your past credit history, you may also have concerns about whether you can even get a mortgage in the first place.There are several advantages to working with a mortgage broker for your first mortgage, such as:

They aren’t restricted to products: When it comes to mortgages, there are lots of options available to you. You have options when it comes to the length of the term, how much you will put down, whether you want a fixed or variable rate, and what kind of payment schedule you want, just to name a few. A Matrix Mortgage broker can walk you through all of these options, but also isn’t restricted to the products and rates available through one institution. They can put together the best plan for you, without being tied to one bank, or creditor.

They’ll do the negotiating: As a first time home buyer, you may not know how to even begin to negotiate with a bank. You probably don’t know what kind of leverage you have, or where to start. Your mortgage broker will be experienced at negotiating with lenders, which will ensure you the best rate possible.

They’ll walk you through the process: As experienced professionals n the mortgage industry they’ll know exactly you will need to do, and what you may want to consider in order to get the best rate and terms possible. They can advise you on what certain lenders will need, and help you through the entire process from start to finish.Whether you are looking for a first mortgage, or a second, Matrix Mortgage should be your first call!